The Total Money Makeover Journal

When Dave Ramsey was experiencing his own Total Money makeover he found thatjournaling was very helpful and effective. Dave says Take this journal andrecord eve... » 

When Dave Ramsey was experiencing his own Total Money makeover he found thatjournaling was very helpful and effective. Dave says Take this journal andrecord everything happening that seems like a big deal. Record the relationshipissues the debt the emotions the setbacks the victories and anything elsethat seems important at the time. The immediate benefits of writing everythingdown are twofold. First writing helps you process the problems and victories.The second immediate benefit of journaling is that you can reread your entryjust dayseven monthslater and gain vital perspective on your progress. Writeit down. You will be glad you did. «